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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,522 | $81,446+223.6% | $103,374+154.9% | $80,874+225.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 15.82% | 25.57%-9.7pp | 24.89%-9.1pp | 35.62%-19.8pp |
| Employer contribution / active EE | $16,733 | $3,107+438.5% | $3,869+332.5% | $2,756+507.2% |
| Participant deferral / active EE | $11,154 | $3,870+188.2% | $5,058+120.5% | $4,297+159.6% |
| Admin fee / account holder | $16,366 | $6,715+143.7% | $8,394+95.0% | $6,935+136.0% |