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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,435 | $112,729-90.7% | $98,716-89.4% | $137,256-92.4% |
| Participation rate | 88.9% | 74.2%+14.7pp | 69.3%+19.6pp | 80.0%+8.9pp |
| Annual return | 5.01% | 38.48%-33.5pp | 31.81%-26.8pp | 220.34%-215.3pp |
| Employer contribution / active EE | $687 | $2,725-74.8% | $2,279-69.9% | $4,156-83.5% |
| Participant deferral / active EE | $1,683 | $4,640-63.7% | $4,048-58.4% | $6,407-73.7% |
| Admin fee / account holder | $1,513 | $10,129-85.1% | $8,703-82.6% | $12,270-87.7% |