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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $362,226 | $177,156+104.5% | $147,027+146.4% | $154,746+134.1% |
| Participation rate | 77.8% | 79.4%-1.6pp | 73.7%+4.0pp | 80.7%-2.9pp |
| Annual return | 9.46% | 21.94%-12.5pp | 20.23%-10.8pp | 172.34%-162.9pp |
| Employer contribution / active EE | $2,242 | $4,336-48.3% | $3,626-38.2% | $4,379-48.8% |
| Participant deferral / active EE | $1,937 | $5,797-66.6% | $4,933-60.7% | $6,730-71.2% |
| Admin fee / account holder | $1,089 | $14,904-92.7% | $12,223-91.1% | $14,365-92.4% |