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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,263 | $114,119-25.3% | $107,187-20.5% | $138,895-38.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 7.23% | 273.21%-266.0pp | 204.55%-197.3pp | 145.39%-138.2pp |
| Employer contribution / active EE | $8,001 | $4,059+97.1% | $3,782+111.5% | $4,194+90.8% |
| Participant deferral / active EE | $4,473 | $5,538-19.2% | $5,096-12.2% | $6,396-30.1% |
| Admin fee / account holder | $5,117 | $10,024-48.9% | $9,162-44.1% | $12,562-59.3% |