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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,263 | $134,817-36.8% | $123,973-31.2% | $155,188-45.1% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 7.23% | 515.49%-508.3pp | 388.13%-380.9pp | 148.84%-141.6pp |
| Employer contribution / active EE | $8,001 | $4,425+80.8% | $4,126+93.9% | $4,248+88.3% |
| Participant deferral / active EE | $4,473 | $5,706-21.6% | $5,247-14.7% | $6,531-31.5% |
| Admin fee / account holder | $5,117 | $13,245-61.4% | $11,799-56.6% | $14,480-64.7% |