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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,913 | $172,111-9.4% | $150,298+3.7% | $137,256+13.6% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 14.23% | 69.37%-55.1pp | 62.79%-48.6pp | 220.34%-206.1pp |
| Employer contribution / active EE | $21,500 | $4,636+363.7% | $4,154+417.6% | $4,156+417.3% |
| Participant deferral / active EE | $10,333 | $6,166+67.6% | $5,453+89.5% | $6,407+61.3% |
| Admin fee / account holder | $3,379 | $16,471-79.5% | $14,116-76.1% | $12,270-72.5% |