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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,815 | $110,337+121.0% | $102,383+138.1% | $145,877+67.1% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 3.19% | 24.83%-21.6pp | 24.94%-21.7pp | 551.28%-548.1pp |
| Employer contribution / active EE | $8,390 | $4,216+99.0% | $3,870+116.8% | $4,663+79.9% |
| Participant deferral / active EE | $8,111 | $5,621+44.3% | $5,060+60.3% | $6,691+21.2% |
| Admin fee / account holder | $1,351 | $9,750-86.1% | $8,391-83.9% | $13,402-89.9% |