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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,851 | $29,319-83.5% | $52,425-90.7% | $82,448-94.1% |
| Participation rate | 20.0% | 46.9%-26.9pp | 55.6%-35.6pp | 68.1%-48.1pp |
| Annual return | 27.16% | 535.20%-508.0pp | 302.12%-275.0pp | 41.64%-14.5pp |
| Employer contribution / active EE | $0 | $586-100.0% | $914-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $393 | $1,171-66.5% | $1,790-78.1% | $4,139-90.5% |
| Admin fee / account holder | $159 | $1,962-91.9% | $2,495-93.6% | $7,234-97.8% |