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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,099 | $166,242-4.9% | $165,071-4.2% | $145,884+8.4% |
| Participation rate | 93.3% | 82.0%+11.3pp | 78.6%+14.7pp | 80.3%+13.0pp |
| Annual return | 4.30% | 100.44%-96.1pp | 70.17%-65.9pp | 551.85%-547.5pp |
| Employer contribution / active EE | $6,071 | $5,283+14.9% | $4,347+39.6% | $4,662+30.2% |
| Participant deferral / active EE | $9,849 | $6,964+41.4% | $6,035+63.2% | $6,690+47.2% |
| Admin fee / account holder | $7,740 | $16,658-53.5% | $12,695-39.0% | $13,392-42.2% |