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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,558 | $111,814+39.1% | $93,654+66.1% | $145,959+6.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.09% | 203.30%-191.2pp | 133.34%-121.2pp | 561.95%-549.9pp |
| Employer contribution / active EE | $6,724 | $3,092+117.5% | $2,421+177.8% | $4,661+44.3% |
| Participant deferral / active EE | $8,596 | $4,914+74.9% | $4,413+94.8% | $6,689+28.5% |
| Admin fee / account holder | $708 | $10,246-93.1% | $8,282-91.5% | $13,398-94.7% |