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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,558 | $111,878+39.0% | $93,727+66.0% | $145,897+6.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 12.09% | 204.28%-192.2pp | 133.83%-121.7pp | 552.29%-540.2pp |
| Employer contribution / active EE | $6,724 | $3,092+117.5% | $2,421+177.7% | $4,663+44.2% |
| Participant deferral / active EE | $8,596 | $4,920+74.7% | $4,417+94.6% | $6,689+28.5% |
| Admin fee / account holder | $708 | $10,256-93.1% | $8,292-91.5% | $13,390-94.7% |