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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,103 | $112,729-65.3% | $98,716-60.4% | $137,256-71.5% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 18.68% | 38.48%-19.8pp | 31.81%-13.1pp | 220.34%-201.7pp |
| Employer contribution / active EE | $8,656 | $2,725+217.6% | $2,279+279.9% | $4,156+108.3% |
| Participant deferral / active EE | $4,318 | $4,640-6.9% | $4,048+6.7% | $6,407-32.6% |
| Admin fee / account holder | $4,018 | $10,129-60.3% | $8,703-53.8% | $12,270-67.3% |