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| Provider | Service type | Compensation |
|---|---|---|
RBC WEALTH MANAGEMENT3+ years Service code 17 3430 E. SUNRISE DR., STE 250 · TUCSON, AZ 85718 | Pension Consulting | $27,071 |
THE WATERFORD GROUP LLC1 year Filed as: THE WATERFORD GROUP, LLC Service code 26 | Advisory (Participants) | $23,078 |
AMERICAN REALTY ADVISORS3+ years Filed as: AMERICAN TRUST COMPANY Service code 15 855 MAIN ST, 4TH FLOOR · DUBUQUE, IA 520016823 | Recordkeeping | $21,594 |
PINNACLE PLAN DESIGN, LLC2 years Filed as: PINNACLE PLAN DESIGN LLC Service code 10 · EIN 20-3970947 PO BOX 64130 · TUCSON, AZ 857384130 | Accounting | $5,205 |
Filed as: ALERA INVESTMENT ADVISORS LLC Service code 26 · EIN 81-4473358 | Advisory (Participants) | $2,210 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,820 | $79,045-35.7% | $100,378-49.4% | $74,429-31.7% |
| Participation rate | 92.7% | 79.4%+13.3pp | 81.5%+11.2pp | 67.2%+25.5pp |
| Annual return | 17.28% | 20.61%-3.3pp | 49.41%-32.1pp | 1368.38%-1351.1pp |
| Employer contribution / active EE | $2,512 | $3,015-16.7% | $3,942-36.3% | $2,625-4.3% |
| Participant deferral / active EE | $5,161 | $7,751-33.4% | $8,087-36.2% | $4,348+18.7% |
| Admin fee / account holder | $382 | $1,335-71.4% | $7,899-95.2% | $1,944-80.4% |