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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,684 | $183,539+36.0% | $155,556+60.5% | $145,897+71.1% |
| Participation rate | 87.5% | 82.7%+4.8pp | 78.2%+9.3pp | 80.3%+7.2pp |
| Annual return | 12.58% | 61.31%-48.7pp | 64.84%-52.3pp | 552.29%-539.7pp |
| Employer contribution / active EE | $6,949 | $5,315+30.7% | $4,675+48.6% | $4,663+49.0% |
| Participant deferral / active EE | $12,598 | $6,467+94.8% | $5,631+123.7% | $6,689+88.3% |
| Admin fee / account holder | $19,387 | $19,275+0.6% | $15,885+22.0% | $13,390+44.8% |