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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,571 | $174,379+57.5% | $152,093+80.5% | $138,895+97.7% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 13.17% | 74.86%-61.7pp | 66.36%-53.2pp | 145.39%-132.2pp |
| Employer contribution / active EE | $7,301 | $4,652+56.9% | $4,175+74.9% | $4,194+74.1% |
| Participant deferral / active EE | $9,606 | $6,159+56.0% | $5,451+76.2% | $6,396+50.2% |
| Admin fee / account holder | $6,549 | $16,880-61.2% | $14,497-54.8% | $12,562-47.9% |