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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,108 | $102,595-47.3% | $94,057-42.5% | $154,746-65.0% |
| Participation rate | 33.3% | 76.0%-42.7pp | 73.3%-40.0pp | 80.7%-47.4pp |
| Annual return | 17.38% | 583.42%-566.0pp | 480.62%-463.2pp | 172.34%-155.0pp |
| Employer contribution / active EE | $1,152 | $3,147-63.4% | $2,933-60.7% | $4,379-73.7% |
| Participant deferral / active EE | $2,591 | $5,118-49.4% | $4,709-45.0% | $6,730-61.5% |
| Admin fee / account holder | $198 | $7,736-97.4% | $7,244-97.3% | $14,365-98.6% |