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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,108 | $72,071-24.9% | $68,368-20.9% | $137,256-60.6% |
| Participation rate | 33.3% | 76.2%-42.9pp | 73.8%-40.4pp | 80.0%-46.6pp |
| Annual return | 17.38% | 353.14%-335.8pp | 292.57%-275.2pp | 220.34%-203.0pp |
| Employer contribution / active EE | $1,152 | $2,788-58.7% | $2,649-56.5% | $4,156-72.3% |
| Participant deferral / active EE | $2,591 | $4,410-41.2% | $4,123-37.2% | $6,407-59.6% |
| Admin fee / account holder | $198 | $5,336-96.3% | $5,150-96.2% | $12,270-98.4% |