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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,972 | $159,934-55.6% | $147,005-51.7% | $145,959-51.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 10.44% | 98.24%-87.8pp | 418.76%-408.3pp | 561.95%-551.5pp |
| Employer contribution / active EE | $2,987 | $5,287-43.5% | $4,934-39.5% | $4,661-35.9% |
| Participant deferral / active EE | $4,600 | $8,427-45.4% | $8,070-43.0% | $6,689-31.2% |
| Admin fee / account holder | $759 | $15,053-95.0% | $13,006-94.2% | $13,398-94.3% |