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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,625 | $181,062+33.4% | $158,223+52.7% | $155,188+55.7% |
| Participation rate | 81.3% | 82.7%-1.4pp | 79.2%+2.0pp | 80.8%+0.4pp |
| Annual return | 14.53% | 57.39%-42.9pp | 52.09%-37.6pp | 148.84%-134.3pp |
| Employer contribution / active EE | $1,732 | $4,565-62.1% | $4,109-57.8% | $4,248-59.2% |
| Participant deferral / active EE | $5,687 | $6,134-7.3% | $5,467+4.0% | $6,531-12.9% |
| Admin fee / account holder | $4,975 | $18,825-73.6% | $16,047-69.0% | $14,480-65.6% |