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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,625 | $174,379+38.6% | $152,093+58.9% | $138,895+74.0% |
| Participation rate | 81.3% | 81.6%-0.4pp | 77.8%+3.5pp | 79.9%+1.3pp |
| Annual return | 14.53% | 74.86%-60.3pp | 66.36%-51.8pp | 145.39%-130.9pp |
| Employer contribution / active EE | $1,732 | $4,652-62.8% | $4,175-58.5% | $4,194-58.7% |
| Participant deferral / active EE | $5,687 | $6,159-7.7% | $5,451+4.3% | $6,396-11.1% |
| Admin fee / account holder | $4,975 | $16,880-70.5% | $14,497-65.7% | $12,562-60.4% |