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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,178 | $69,590-29.3% | $136,867-64.1% | $94,015-47.7% |
| Participation rate | 52.9% | 66.3%-13.4pp | 74.5%-21.6pp | 70.8%-17.9pp |
| Annual return | 19.58% | 19.62%0pp | 42.97%-23.4pp | 17.84%+1.7pp |
| Employer contribution / active EE | $2,174 | $2,396-9.3% | $3,547-38.7% | $2,790-22.1% |
| Participant deferral / active EE | $3,971 | $3,437+15.5% | $4,924-19.3% | $4,249-6.6% |
| Admin fee / account holder | $1,315 | $8,912-85.2% | $10,340-87.3% | $8,951-85.3% |