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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,796 | $110,410-60.3% | $102,437-57.2% | $145,897-70.0% |
| Participation rate | 63.6% | 77.9%-14.3pp | 74.5%-10.9pp | 80.3%-16.7pp |
| Annual return | 14.66% | 24.85%-10.2pp | 24.95%-10.3pp | 552.29%-537.6pp |
| Employer contribution / active EE | $2,408 | $4,217-42.9% | $3,871-37.8% | $4,663-48.4% |
| Participant deferral / active EE | $3,448 | $5,622-38.7% | $5,060-31.9% | $6,689-48.5% |
| Admin fee / account holder | $138 | $9,745-98.6% | $8,388-98.4% | $13,390-99.0% |