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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,101 | $75,058-6.6% | $152,301-54.0% | $64,340+9.0% |
| Participation rate | 80.9% | 60.9%+20.0pp | 82.4%-1.5pp | 55.2%+25.7pp |
| Annual return | 20.60% | 29.93%-9.3pp | 80.50%-59.9pp | 24.14%-3.5pp |
| Employer contribution / active EE | $2,455 | $2,605-5.7% | $4,624-46.9% | $1,862+31.9% |
| Participant deferral / active EE | $3,638 | $5,041-27.8% | $8,004-54.5% | $2,980+22.1% |
| Admin fee / account holder | $5,572 | $4,050+37.6% | $14,398-61.3% | $3,703+50.5% |