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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,101 | $88,360-20.7% | $145,433-51.8% | $67,986+3.1% |
| Participation rate | 80.9% | 65.5%+15.4pp | 82.1%-1.2pp | 57.2%+23.7pp |
| Annual return | 20.60% | 63.15%-42.5pp | 66.58%-46.0pp | 31.67%-11.1pp |
| Employer contribution / active EE | $2,455 | $3,054-19.6% | $4,554-46.1% | $2,019+21.6% |
| Participant deferral / active EE | $3,638 | $5,932-38.7% | $7,897-53.9% | $3,358+8.3% |
| Admin fee / account holder | $5,572 | $3,313+68.2% | $13,129-57.6% | $3,203+74.0% |