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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,256 | $154,228-16.2% | $145,433-11.1% | $137,256-5.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.47% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $13,937 | $4,804+190.1% | $4,554+206.0% | $4,156+235.3% |
| Participant deferral / active EE | $16,143 | $8,216+96.5% | $7,897+104.4% | $6,407+152.0% |
| Admin fee / account holder | $28,229 | $14,344+96.8% | $13,129+115.0% | $12,270+130.1% |