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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,429 | $77,896-78.9% | $134,172-87.8% | $82,448-80.1% |
| Participation rate | 77.3% | 62.8%+14.5pp | 72.5%+4.9pp | 68.1%+9.3pp |
| Annual return | 29.52% | 18.21%+11.3pp | 25.30%+4.2pp | 41.64%-12.1pp |
| Employer contribution / active EE | $1,945 | $2,159-9.9% | $3,420-43.1% | $2,551-23.7% |
| Participant deferral / active EE | $3,644 | $3,162+15.3% | $4,690-22.3% | $4,139-12.0% |
| Admin fee / account holder | $2,302 | $6,336-63.7% | $12,016-80.8% | $7,234-68.2% |