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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,427 | $160,070-47.9% | $147,117-43.3% | $145,897-42.8% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.4pp | 80.3%+1.5pp |
| Annual return | 9.63% | 98.69%-89.1pp | 420.54%-410.9pp | 552.29%-542.7pp |
| Employer contribution / active EE | $3,816 | $5,285-27.8% | $4,932-22.6% | $4,663-18.2% |
| Participant deferral / active EE | $7,686 | $8,419-8.7% | $8,065-4.7% | $6,689+14.9% |
| Admin fee / account holder | $177,200 | $15,035+1078.6% | $12,993+1263.8% | $13,390+1223.3% |