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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,427 | $159,934-47.8% | $147,005-43.2% | $145,959-42.8% |
| Participation rate | 81.8% | 84.0%-2.2pp | 82.2%-0.3pp | 80.3%+1.5pp |
| Annual return | 9.63% | 98.24%-88.6pp | 418.76%-409.1pp | 561.95%-552.3pp |
| Employer contribution / active EE | $3,816 | $5,287-27.8% | $4,934-22.7% | $4,661-18.1% |
| Participant deferral / active EE | $7,686 | $8,427-8.8% | $8,070-4.8% | $6,689+14.9% |
| Admin fee / account holder | $177,200 | $15,053+1077.1% | $13,006+1262.4% | $13,398+1222.6% |