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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $265,896 | $154,228+72.4% | $145,433+82.8% | $137,256+93.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | -1.56% | 74.59%-76.1pp | 66.58%-68.1pp | 220.34%-221.9pp |
| Employer contribution / active EE | $27,058 | $4,804+463.2% | $4,554+494.1% | $4,156+551.0% |
| Participant deferral / active EE | $18,000 | $8,216+119.1% | $7,897+127.9% | $6,407+181.0% |
| Admin fee / account holder | $18,099 | $14,344+26.2% | $13,129+37.9% | $12,270+47.5% |