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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,422 | $102,609+8.6% | $98,090+13.6% | $138,895-19.8% |
| Participation rate | 71.4% | 82.8%-11.3pp | 81.5%-10.1pp | 79.9%-8.5pp |
| Annual return | 15.79% | 36.44%-20.7pp | 37.05%-21.3pp | 145.39%-129.6pp |
| Employer contribution / active EE | $2,399 | $3,867-38.0% | $3,606-33.5% | $4,194-42.8% |
| Participant deferral / active EE | $4,581 | $8,167-43.9% | $7,845-41.6% | $6,396-28.4% |
| Admin fee / account holder | $1,011 | $11,434-91.2% | $11,815-91.4% | $12,562-91.9% |