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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,422 | $97,289+14.5% | $92,805+20.1% | $155,188-28.2% |
| Participation rate | 71.4% | 84.2%-12.7pp | 83.5%-12.1pp | 80.8%-9.4pp |
| Annual return | 15.79% | 29.03%-13.2pp | 31.59%-15.8pp | 148.84%-133.0pp |
| Employer contribution / active EE | $2,399 | $3,632-34.0% | $3,424-29.9% | $4,248-43.5% |
| Participant deferral / active EE | $4,581 | $8,795-47.9% | $8,448-45.8% | $6,531-29.9% |
| Admin fee / account holder | $1,011 | $12,015-91.6% | $10,911-90.7% | $14,480-93.0% |