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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,696 | $102,595-54.5% | $94,057-50.4% | $154,746-69.8% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 80.7%+19.3pp |
| Annual return | 17.94% | 583.42%-565.5pp | 480.62%-462.7pp | 172.34%-154.4pp |
| Employer contribution / active EE | $1,604 | $3,147-49.0% | $2,933-45.3% | $4,379-63.4% |
| Participant deferral / active EE | $5,094 | $5,118-0.5% | $4,709+8.2% | $6,730-24.3% |
| Admin fee / account holder | $2,366 | $7,736-69.4% | $7,244-67.3% | $14,365-83.5% |