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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,052 | $154,228-38.4% | $145,433-34.6% | $137,256-30.7% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 16.57% | 74.59%-58.0pp | 66.58%-50.0pp | 220.34%-203.8pp |
| Employer contribution / active EE | $3,476 | $4,804-27.6% | $4,554-23.7% | $4,156-16.4% |
| Participant deferral / active EE | $9,508 | $8,216+15.7% | $7,897+20.4% | $6,407+48.4% |
| Admin fee / account holder | $1,947 | $14,344-86.4% | $13,129-85.2% | $12,270-84.1% |