Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,792 | $81,476+65.4% | $102,383+31.7% | $80,925+66.6% |
| Participation rate | 59.6% | 66.8%-7.2pp | 74.5%-14.9pp | 67.7%-8.0pp |
| Annual return | 9.43% | 25.59%-16.2pp | 24.94%-15.5pp | 35.65%-26.2pp |
| Employer contribution / active EE | $2,181 | $3,105-29.7% | $3,870-43.6% | $2,756-20.9% |
| Participant deferral / active EE | $7,870 | $3,871+103.3% | $5,060+55.5% | $4,299+83.1% |
| Admin fee / account holder | $2,529 | $6,717-62.3% | $8,391-69.9% | $6,940-63.6% |