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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,107 | $63,703+152.9% | $93,063+73.1% | $82,448+95.4% |
| Participation rate | 89.3% | 63.8%+25.5pp | 72.1%+17.2pp | 68.1%+21.2pp |
| Annual return | 8.76% | -775.43%+784.2pp | 34.15%-25.4pp | 41.64%-32.9pp |
| Employer contribution / active EE | $0 | $1,729-100.0% | $2,476-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $7,035 | $2,919+141.0% | $3,958+77.7% | $4,139+70.0% |
| Admin fee / account holder | $131,058 | $5,982+2090.8% | $6,033+2072.3% | $7,234+1711.6% |