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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,107 | $87,225+84.7% | $158,226+1.8% | $94,015+71.4% |
| Participation rate | 89.3% | 67.9%+21.4pp | 74.8%+14.5pp | 70.8%+18.5pp |
| Annual return | 8.76% | 16.34%-7.6pp | 501.41%-492.7pp | 17.84%-9.1pp |
| Employer contribution / active EE | $0 | $2,217-100.0% | $2,986-100.0% | $2,790-100.0% |
| Participant deferral / active EE | $7,035 | $3,405+106.6% | $4,317+63.0% | $4,249+65.6% |
| Admin fee / account holder | $131,058 | $7,888+1561.4% | $10,217+1182.8% | $8,951+1364.1% |