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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,107 | $73,107+120.4% | $114,563+40.6% | $87,485+84.2% |
| Participation rate | 89.3% | 65.8%+23.5pp | 72.9%+16.4pp | 68.9%+20.4pp |
| Annual return | 8.76% | 19.47%-10.7pp | 241.09%-232.3pp | 26.06%-17.3pp |
| Employer contribution / active EE | $0 | $1,881-100.0% | $2,592-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $7,035 | $3,144+123.8% | $4,142+69.8% | $4,274+64.6% |
| Admin fee / account holder | $131,058 | $5,770+2171.5% | $7,623+1619.2% | $7,775+1585.7% |