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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,907 | $172,111+76.6% | $150,298+102.2% | $137,256+121.4% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 17.34% | 69.37%-52.0pp | 62.79%-45.4pp | 220.34%-203.0pp |
| Employer contribution / active EE | $6,585 | $4,636+42.0% | $4,154+58.5% | $4,156+58.4% |
| Participant deferral / active EE | $5,255 | $6,166-14.8% | $5,453-3.6% | $6,407-18.0% |
| Admin fee / account holder | $8,207 | $16,471-50.2% | $14,116-41.9% | $12,270-33.1% |