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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,621 | $183,592+41.4% | $155,574+66.9% | $145,877+78.0% |
| Participation rate | 85.7% | 82.7%+3.0pp | 78.2%+7.5pp | 80.3%+5.4pp |
| Annual return | 19.14% | 61.37%-42.2pp | 64.87%-45.7pp | 551.28%-532.1pp |
| Employer contribution / active EE | $3,120 | $5,317-41.3% | $4,676-33.3% | $4,663-33.1% |
| Participant deferral / active EE | $4,556 | $6,466-29.5% | $5,629-19.1% | $6,691-31.9% |
| Admin fee / account holder | $632 | $19,316-96.7% | $15,914-96.0% | $13,402-95.3% |