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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,369 | $59,440+171.5% | $78,004+106.9% | $82,637+95.3% |
| Participation rate | 64.0% | 62.8%+1.2pp | 69.4%-5.4pp | 68.1%-4.1pp |
| Annual return | 16.18% | 40.24%-24.1pp | 31.07%-14.9pp | 53.51%-37.3pp |
| Employer contribution / active EE | $1,784 | $1,750+1.9% | $2,469-27.7% | $2,552-30.1% |
| Participant deferral / active EE | $4,837 | $3,138+54.1% | $4,092+18.2% | $4,126+17.2% |
| Admin fee / account holder | $28,251 | $5,504+413.3% | $7,578+272.8% | $7,339+285.0% |