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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,377 | $106,864-5.1% | $147,318-31.2% | $82,637+22.7% |
| Participation rate | 90.9% | 75.5%+15.4pp | 82.1%+8.8pp | 68.1%+22.9pp |
| Annual return | 19.79% | 27.49%-7.7pp | 70.43%-50.6pp | 53.51%-33.7pp |
| Employer contribution / active EE | $5,128 | $3,417+50.1% | $4,593+11.6% | $2,552+100.9% |
| Participant deferral / active EE | $7,448 | $6,496+14.7% | $7,906-5.8% | $4,126+80.5% |
| Admin fee / account holder | $12,877 | $8,415+53.0% | $13,708-6.1% | $7,339+75.5% |