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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,172 | $102,385-19.7% | $147,080-44.1% | $80,935+1.5% |
| Participation rate | 92.1% | 75.9%+16.2pp | 82.2%+9.9pp | 67.7%+24.4pp |
| Annual return | 17.12% | 135.09%-118.0pp | 420.17%-403.0pp | 35.66%-18.5pp |
| Employer contribution / active EE | $4,147 | $3,717+11.6% | $4,933-15.9% | $2,757+50.5% |
| Participant deferral / active EE | $5,680 | $6,651-14.6% | $8,066-29.6% | $4,299+32.1% |
| Admin fee / account holder | $1,210 | $7,951-84.8% | $12,989-90.7% | $6,924-82.5% |