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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,819 | $183,516-59.8% | $155,534-52.5% | $145,884-49.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.00% | 61.43%-52.4pp | 64.92%-55.9pp | 551.85%-542.9pp |
| Employer contribution / active EE | $10,493 | $5,315+97.4% | $4,675+124.5% | $4,662+125.1% |
| Participant deferral / active EE | $8,093 | $6,467+25.2% | $5,630+43.7% | $6,690+21.0% |
| Admin fee / account holder | $395 | $19,293-98.0% | $15,900-97.5% | $13,392-97.1% |