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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,503 | $117,859+132.1% | $102,438+167.0% | $145,959+87.4% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.63% | 31.72%-23.1pp | 29.37%-20.7pp | 561.95%-553.3pp |
| Employer contribution / active EE | $15,493 | $3,615+328.6% | $3,024+412.4% | $4,661+232.4% |
| Participant deferral / active EE | $21,136 | $5,732+268.7% | $5,054+318.2% | $6,689+216.0% |
| Admin fee / account holder | $27,789 | $13,318+108.7% | $9,448+194.1% | $13,398+107.4% |