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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,503 | $117,895+132.0% | $102,460+166.9% | $145,897+87.5% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 8.63% | 31.92%-23.3pp | 29.47%-20.8pp | 552.29%-543.7pp |
| Employer contribution / active EE | $15,493 | $3,619+328.1% | $3,025+412.1% | $4,663+232.3% |
| Participant deferral / active EE | $21,136 | $5,736+268.5% | $5,056+318.0% | $6,689+216.0% |
| Admin fee / account holder | $27,789 | $13,353+108.1% | $9,460+193.7% | $13,390+107.5% |