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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,595 | $100,203-61.5% | $85,240-54.7% | $145,897-73.5% |
| Participation rate | 66.7% | 74.1%-7.4pp | 67.5%-0.9pp | 80.3%-13.6pp |
| Annual return | 13.44% | 84.28%-70.8pp | 66.75%-53.3pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,514 | $3,242-53.3% | $2,735-44.7% | $4,663-67.5% |
| Participant deferral / active EE | $2,095 | $5,299-60.5% | $4,527-53.7% | $6,689-68.7% |
| Admin fee / account holder | $1,191 | $7,265-83.6% | $6,165-80.7% | $13,390-91.1% |