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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $334,904 | $138,386+142.0% | $184,260+81.8% | $80,935+313.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 12.45% | 20.02%-7.6pp | 28.84%-16.4pp | 35.66%-23.2pp |
| Employer contribution / active EE | $10,278 | $4,851+111.9% | $6,427+59.9% | $2,757+272.9% |
| Participant deferral / active EE | $20,325 | $7,076+187.3% | $9,133+122.6% | $4,299+372.7% |
| Admin fee / account holder | $6,042 | $10,489-42.4% | $13,898-56.5% | $6,924-12.7% |