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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,268 | $154,228+4.6% | $145,433+10.9% | $137,256+17.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 21.29% | 74.59%-53.3pp | 66.58%-45.3pp | 220.34%-199.0pp |
| Employer contribution / active EE | $8,426 | $4,804+75.4% | $4,554+85.0% | $4,156+102.7% |
| Participant deferral / active EE | $9,014 | $8,216+9.7% | $7,897+14.1% | $6,407+40.7% |
| Admin fee / account holder | $1,477 | $14,344-89.7% | $13,129-88.7% | $12,270-88.0% |