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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,268 | $162,136-0.5% | $152,301+5.9% | $154,746+4.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 21.29% | 91.02%-69.7pp | 80.50%-59.2pp | 172.34%-151.0pp |
| Employer contribution / active EE | $8,426 | $4,890+72.3% | $4,624+82.2% | $4,379+92.4% |
| Participant deferral / active EE | $9,014 | $8,341+8.1% | $8,004+12.6% | $6,730+33.9% |
| Admin fee / account holder | $1,477 | $15,759-90.6% | $14,398-89.7% | $14,365-89.7% |