Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,291 | $88,672-28.6% | $105,223-39.9% | $82,448-23.2% |
| Participation rate | 23.8% | 67.9%-44.2pp | 75.0%-51.3pp | 68.1%-44.3pp |
| Annual return | 11.76% | 30.86%-19.1pp | 180.65%-168.9pp | 41.64%-29.9pp |
| Employer contribution / active EE | $839 | $3,048-72.5% | $3,689-77.2% | $2,551-67.1% |
| Participant deferral / active EE | $1,282 | $4,036-68.2% | $5,072-74.7% | $4,139-69.0% |
| Admin fee / account holder | $4,769 | $7,146-33.3% | $8,859-46.2% | $7,234-34.1% |