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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,037 | $209,336+14.2% | $197,124+21.3% | $137,256+74.2% |
| Participation rate | 95.5% | 87.3%+8.2pp | 86.7%+8.7pp | 80.0%+15.5pp |
| Annual return | 19.38% | 48.09%-28.7pp | 44.34%-25.0pp | 220.34%-201.0pp |
| Employer contribution / active EE | $4,165 | $6,591-36.8% | $6,227-33.1% | $4,156+0.2% |
| Participant deferral / active EE | $11,779 | $9,614+22.5% | $9,135+29.0% | $6,407+83.9% |
| Admin fee / account holder | $588 | $17,308-96.6% | $16,298-96.4% | $12,270-95.2% |