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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,037 | $275,752-13.3% | $256,809-6.9% | $198,609+20.4% |
| Participation rate | 95.5% | 89.2%+6.3pp | 88.5%+6.9pp | 82.4%+13.1pp |
| Annual return | 19.38% | 34.81%-15.4pp | 32.73%-13.3pp | 202.70%-183.3pp |
| Employer contribution / active EE | $4,165 | $7,721-46.0% | $7,263-42.6% | $5,055-17.6% |
| Participant deferral / active EE | $11,779 | $10,037+17.4% | $9,520+23.7% | $6,977+68.8% |
| Admin fee / account holder | $588 | $25,716-97.7% | $25,146-97.7% | $19,030-96.9% |