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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $239,037 | $223,823+6.8% | $211,142+13.2% | $154,746+54.5% |
| Participation rate | 95.5% | 87.9%+7.6pp | 87.3%+8.2pp | 80.7%+14.8pp |
| Annual return | 19.38% | 50.39%-31.0pp | 46.84%-27.5pp | 172.34%-153.0pp |
| Employer contribution / active EE | $4,165 | $6,787-38.6% | $6,442-35.3% | $4,379-4.9% |
| Participant deferral / active EE | $11,779 | $9,750+20.8% | $9,284+26.9% | $6,730+75.0% |
| Admin fee / account holder | $588 | $19,707-97.0% | $19,076-96.9% | $14,365-95.9% |