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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,290 | $107,809-58.9% | $97,032-54.4% | $155,188-71.5% |
| Participation rate | 66.7% | 75.5%-8.8pp | 71.6%-4.9pp | 80.8%-14.1pp |
| Annual return | 13.67% | 38.06%-24.4pp | 35.38%-21.7pp | 148.84%-135.2pp |
| Employer contribution / active EE | $711 | $2,911-75.6% | $2,629-73.0% | $4,248-83.3% |
| Participant deferral / active EE | $1,422 | $5,129-72.3% | $4,672-69.6% | $6,531-78.2% |
| Admin fee / account holder | $281 | $10,717-97.4% | $9,418-97.0% | $14,480-98.1% |