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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,744 | $57,590-3.2% | $86,233-35.4% | $82,448-32.4% |
| Participation rate | 46.4% | 57.9%-11.4pp | 69.0%-22.6pp | 68.1%-21.6pp |
| Annual return | 18.08% | 22.41%-4.3pp | 61.39%-43.3pp | 41.64%-23.6pp |
| Employer contribution / active EE | $1,792 | $1,655+8.3% | $2,504-28.4% | $2,551-29.8% |
| Participant deferral / active EE | $3,557 | $3,080+15.5% | $4,559-22.0% | $4,139-14.1% |
| Admin fee / account holder | $2,929 | $4,730-38.1% | $8,342-64.9% | $7,234-59.5% |