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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,864 | $87,546+79.2% | $75,784+107.0% | $125,389+25.1% |
| Participation rate | 75.0% | 80.2%-5.2pp | 75.8%-0.8pp | 83.2%-8.2pp |
| Annual return | -8.51% | 13.49%-22.0pp | 9.68%-18.2pp | 282.24%-290.8pp |
| Employer contribution / active EE | $2,600 | $3,930-33.8% | $3,323-21.8% | $4,866-46.6% |
| Participant deferral / active EE | $12,000 | $4,230+183.7% | $3,652+228.6% | $5,352+124.2% |
| Admin fee / account holder | $1,130 | $6,503-82.6% | $5,300-78.7% | $9,541-88.2% |