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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,246 | $86,949+200.5% | $102,460+155.0% | $80,959+222.7% |
| Participation rate | 92.9% | 72.4%+20.5pp | 76.5%+16.3pp | 67.7%+25.2pp |
| Annual return | 13.19% | 18.89%-5.7pp | 29.47%-16.3pp | 35.67%-22.5pp |
| Employer contribution / active EE | $3,879 | $2,370+63.7% | $3,025+28.2% | $2,757+40.7% |
| Participant deferral / active EE | $13,619 | $4,121+230.5% | $5,056+169.4% | $4,300+216.7% |
| Admin fee / account holder | $13,158 | $8,048+63.5% | $9,460+39.1% | $6,925+90.0% |