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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,461 | $72,071-57.7% | $68,368-55.4% | $137,256-77.8% |
| Participation rate | 66.7% | 76.2%-9.6pp | 73.8%-7.1pp | 80.0%-13.3pp |
| Annual return | 25.18% | 353.14%-328.0pp | 292.57%-267.4pp | 220.34%-195.2pp |
| Employer contribution / active EE | $2,482 | $2,788-11.0% | $2,649-6.3% | $4,156-40.3% |
| Participant deferral / active EE | $3,251 | $4,410-26.3% | $4,123-21.1% | $6,407-49.3% |
| Admin fee / account holder | $20 | $5,336-99.6% | $5,150-99.6% | $12,270-99.8% |