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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,461 | $102,595-70.3% | $94,057-67.6% | $154,746-80.3% |
| Participation rate | 66.7% | 76.0%-9.3pp | 73.3%-6.7pp | 80.7%-14.0pp |
| Annual return | 25.18% | 583.42%-558.2pp | 480.62%-455.4pp | 172.34%-147.2pp |
| Employer contribution / active EE | $2,482 | $3,147-21.1% | $2,933-15.4% | $4,379-43.3% |
| Participant deferral / active EE | $3,251 | $5,118-36.5% | $4,709-31.0% | $6,730-51.7% |
| Admin fee / account holder | $20 | $7,736-99.7% | $7,244-99.7% | $14,365-99.9% |