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| Provider | Service type | Compensation |
|---|---|---|
Service code 27 · EIN 61-1758632 | Advisory (Plan) | $9,073 |
TRANSAMERICA RETIREMENT SOLUTIONS10+ years Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $8,742 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,555 | $55,437-43.1% | $155,534-79.7% | $74,459-57.6% |
| Participation rate | 41.3% | 61.9%-20.6pp | 78.2%-36.9pp | 67.2%-25.9pp |
| Annual return | 10.04% | 269.58%-259.5pp | 64.92%-54.9pp | 1369.70%-1359.7pp |
| Employer contribution / active EE | $650 | $2,266-71.3% | $4,675-86.1% | $2,626-75.3% |
| Participant deferral / active EE | $1,135 | $2,837-60.0% | $5,630-79.8% | $4,350-73.9% |
| Admin fee / account holder | $208 | $1,742-88.1% | $15,900-98.7% | $1,945-89.3% |