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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,124 | $57,073+234.9% | $85,126+124.5% | $80,925+136.2% |
| Participation rate | 95.7% | 56.4%+39.3pp | 67.5%+28.2pp | 67.7%+28.1pp |
| Annual return | 7.03% | 21.69%-14.7pp | 66.63%-59.6pp | 35.65%-28.6pp |
| Employer contribution / active EE | $10,494 | $1,801+482.8% | $2,731+284.2% | $2,756+280.7% |
| Participant deferral / active EE | $10,062 | $3,113+223.2% | $4,523+122.5% | $4,299+134.1% |
| Admin fee / account holder | $39,053 | $4,988+683.0% | $6,160+534.0% | $6,940+462.7% |