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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,939 | $61,815+124.8% | $97,295+42.8% | $80,959+71.6% |
| Participation rate | 70.6% | 63.5%+7.1pp | 72.7%-2.1pp | 67.7%+2.9pp |
| Annual return | 15.53% | -558.73%+574.3pp | 75.62%-60.1pp | 35.67%-20.1pp |
| Employer contribution / active EE | $1,946 | $1,836+5.9% | $2,723-28.5% | $2,757-29.4% |
| Participant deferral / active EE | $5,638 | $3,027+86.3% | $4,264+32.2% | $4,300+31.1% |
| Admin fee / account holder | $2,151 | $5,166-58.4% | $5,646-61.9% | $6,925-68.9% |