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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,676 | $69,590+100.7% | $136,867+2.1% | $94,015+48.6% |
| Participation rate | 49.2% | 66.3%-17.1pp | 74.5%-25.3pp | 70.8%-21.6pp |
| Annual return | 15.35% | 19.62%-4.3pp | 42.97%-27.6pp | 17.84%-2.5pp |
| Employer contribution / active EE | $1,452 | $2,396-39.4% | $3,547-59.1% | $2,790-48.0% |
| Participant deferral / active EE | $2,852 | $3,437-17.0% | $4,924-42.1% | $4,249-32.9% |
| Admin fee / account holder | $4,771 | $8,912-46.5% | $10,340-53.9% | $8,951-46.7% |