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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,363 | $81,504-8.8% | $102,437-27.4% | $80,959-8.1% |
| Participation rate | 96.8% | 66.9%+29.9pp | 74.5%+22.3pp | 67.7%+29.1pp |
| Annual return | 4.32% | 25.60%-21.3pp | 24.95%-20.6pp | 35.67%-31.3pp |
| Employer contribution / active EE | $4,031 | $3,104+29.9% | $3,871+4.1% | $2,757+46.2% |
| Participant deferral / active EE | $8,238 | $3,871+112.8% | $5,060+62.8% | $4,300+91.6% |
| Admin fee / account holder | $16,323 | $6,719+142.9% | $8,388+94.6% | $6,925+135.7% |