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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,363 | $81,446-8.7% | $103,374-28.1% | $80,874-8.1% |
| Participation rate | 96.8% | 66.9%+29.9pp | 74.5%+22.3pp | 67.6%+29.1pp |
| Annual return | 4.32% | 25.57%-21.2pp | 24.89%-20.6pp | 35.62%-31.3pp |
| Employer contribution / active EE | $4,031 | $3,107+29.7% | $3,869+4.2% | $2,756+46.3% |
| Participant deferral / active EE | $8,238 | $3,870+112.9% | $5,058+62.9% | $4,297+91.7% |
| Admin fee / account holder | $16,323 | $6,715+143.1% | $8,394+94.5% | $6,935+135.4% |