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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,801 | $183,539-58.2% | $155,556-50.6% | $145,897-47.4% |
| Participation rate | 83.3% | 82.7%+0.6pp | 78.2%+5.1pp | 80.3%+3.0pp |
| Annual return | 7.19% | 61.31%-54.1pp | 64.84%-57.7pp | 552.29%-545.1pp |
| Employer contribution / active EE | $5,193 | $5,315-2.3% | $4,675+11.1% | $4,663+11.4% |
| Participant deferral / active EE | $5,317 | $6,467-17.8% | $5,631-5.6% | $6,689-20.5% |
| Admin fee / account holder | $951 | $19,275-95.1% | $15,885-94.0% | $13,390-92.9% |