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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,309 | $172,111+130.8% | $150,298+164.3% | $137,256+189.5% |
| Participation rate | 80.0% | 81.7%-1.7pp | 77.8%+2.2pp | 80.0%0pp |
| Annual return | 7.51% | 69.37%-61.9pp | 62.79%-55.3pp | 220.34%-212.8pp |
| Employer contribution / active EE | $49,141 | $4,636+959.9% | $4,154+1083.0% | $4,156+1082.4% |
| Participant deferral / active EE | $0 | $6,166-100.0% | $5,453-100.0% | $6,407-100.0% |
| Admin fee / account holder | $72,541 | $16,471+340.4% | $14,116+413.9% | $12,270+491.2% |